💰 Wealth Composition
📊 Investment Summary
Year-wise Projection
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Calculate your SIP investment returns and track your wealth growth journey.
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Whether you're planning to invest a fixed amount regularly (SIP) or a single large sum (Lumpsum), our online calculators can be your guide. They help you estimate potential returns and make well-informed investment decisions based on your financial goals.
A Systematic Investment Plan (SIP) is a method of investing in mutual funds where you invest a fixed amount of money at regular intervals (like monthly or quarterly). It's a disciplined approach that helps in building wealth over the long term.
Who is it for? SIP is ideal for salaried individuals and those who want to start their investment journey with a small amount. It's perfect for long-term goals like retirement, children's education, or wealth creation.
A Lumpsum investment is a one-time investment of a significant amount of money into a mutual fund scheme. Instead of investing small amounts regularly, you invest the entire sum at once.
Who is it for? Lumpsum investing is suitable for individuals who have a large amount of disposable cash, such as a bonus, inheritance, or proceeds from a property sale. It is generally recommended for investors with a good understanding of market cycles.
The primary difference lies in the investment frequency and amount. SIP involves regular, smaller investments, making it accessible for salaried individuals. Lumpsum involves a one-time, large investment, which can be beneficial if the market is timed correctly.
An investment calculator is a valuable tool that shows potential future returns for both SIP and Lumpsum investments. By entering the investment amount, duration, and expected rate of return, you can:
Using these calculators provides several benefits: