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FundXIndia Investment Growth Planner & Guide

How Assets Work In Your Best Interest

Project the future value of your monthly investments over a 25-year period.

Use the slider to adjust your monthly contribution.

₹5,000

Projected Wealth Accumulation

Here's what your investment could grow into across different asset classes.

Visual Comparison

Understanding Investment Growth

Investment growth is the increase in the value of an asset or investment over time. This calculator is designed to show you how different types of assets can grow your money at different rates. The key to wealth creation is not just saving money, but investing it wisely so it can grow and work for you.

Exploring Different Asset Classes

This calculator projects your potential wealth across various common asset classes, each with a different expected rate of return:

  • Bank Account: The safest but lowest-return option. Your money is secure but barely grows faster than inflation.
  • Fixed Deposit (FD): A secure, fixed-return investment offered by banks, providing slightly better returns than a savings account.
  • Gold: Traditionally seen as a hedge against inflation, gold can provide moderate returns over the long term.
  • Index Fund: A type of mutual fund that tracks a market index (like Nifty 50). It offers diversification and returns that mirror the market's performance.
  • Mutual Fund (Equity): These funds invest in a diversified portfolio of stocks and have the potential for higher returns, but also come with higher market risk.

The Power of Compounding

The magic behind long-term investment growth is compounding. It's the process where your investment returns start earning returns of their own. Over time, this snowball effect can lead to exponential growth. As you can see in the chart, even a small difference in the annual return rate can lead to a massive difference in your final corpus over 25 years, all thanks to compounding.

How This Calculator Helps You

This tool provides a clear, visual comparison of how your monthly investment would fare in different asset classes. It helps you:

  • Understand Risk vs. Return: See firsthand how higher-return assets like mutual funds can significantly outperform safer options like FDs over the long term.
  • Set Realistic Expectations: Get a tangible idea of the potential wealth you can build with a consistent monthly SIP.
  • Stay Motivated: Visualizing the end result can be a powerful motivator to stay disciplined with your investments and stick to your financial plan.

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